Journal Tag
9 articles tagged "interest rates" from Rain City Properties.
In a higher-rate market, taking over a seller's low-rate mortgage can save a buyer real money and help a seller stand out. A working realtor's honest guide to how assuming a mortgage works in Vancouver, lender qualification, the pros and cons for each side, and the limits.
The Bank of Canada held at 2.25% again on July 15, 2026 — the fourth straight hold — as inflation climbed to 3.2% on energy prices. Here is what the extended pause means for Vancouver mortgage rates, fixed vs variable, and whether this is the right time to buy.
Thousands of Vancouver owners who locked sub-2% rates in 2020–21 are renewing into higher rates this year. Here's how to estimate your payment jump, what your real options are, and how this wave is shaping listings and supply.
Vancouver prices are down 6-9% year-over-year, inventory is at a decade high, and interest rates have stabilized. Here's what the numbers actually say about investing in 2026.
September 2025 benchmark prices dropped 3.2% year-over-year while active listings surged 36% above the 10-year average. With the sales-to-active ratio at 11.3%, Vancouver is firmly in buyer territory. Here is what the numbers actually mean for your next purchase.
The Bank of Canada slashed rates 275 basis points, but Vancouver homes are no more affordable. Here is why lower rates alone will not fix the math, and what actually matters if you are trying to buy.
After seven cuts brought the overnight rate from 5.0% to 2.25%, the Bank of Canada has hit pause twice in a row. Here's what the rate hold means for Vancouver buyers, sellers, and the presale market heading into spring 2026.
After the Bank of Canada's rate-cutting cycle, Vancouver's market is adjusting. Here's what current rates mean for your buying power, monthly payments, and the best strategy going forward.
The Vancouver market flipped to buyers' territory in early 2026. Here's what the data says about prices, rates, inventory, and where things go from here.