Journal Tag
11 articles tagged "interest-rates" from Rain City Properties.
The Bank of Canada held at 2.25% again on July 15, 2026 — the fourth straight hold — as inflation climbed to 3.2% on energy prices. Here is what the extended pause means for Vancouver mortgage rates, fixed vs variable, and whether this is the right time to buy.
Thousands of Vancouver owners who locked sub-2% rates in 2020–21 are renewing into higher rates this year. Here's how to estimate your payment jump, what your real options are, and how this wave is shaping listings and supply.
Vancouver prices are down 6-9% year-over-year, inventory is at a decade high, and interest rates have stabilized. Here's what the numbers actually say about investing in 2026.
Inventory is at multi-year highs, prices are falling, and rates have dropped 275 basis points. So where are all the buyers? A look at the psychology, economics, and math behind the paradox.
The Bank of Canada is almost certainly holding at 2.25% again on March 18. After seven cuts and now three straight pauses, here's what the rate plateau means for Vancouver mortgage rates, buying power, and your next move.
September 2025 benchmark prices dropped 3.2% year-over-year while active listings surged 36% above the 10-year average. With the sales-to-active ratio at 11.3%, Vancouver is firmly in buyer territory. Here is what the numbers actually mean for your next purchase.
The Bank of Canada slashed rates 275 basis points, but Vancouver homes are no more affordable. Here is why lower rates alone will not fix the math, and what actually matters if you are trying to buy.
After seven cuts brought the overnight rate from 5.0% to 2.25%, the Bank of Canada has hit pause twice in a row. Here's what the rate hold means for Vancouver buyers, sellers, and the presale market heading into spring 2026.
After the Bank of Canada's rate-cutting cycle, Vancouver's market is adjusting. Here's what current rates mean for your buying power, monthly payments, and the best strategy going forward.
The Vancouver market flipped to buyers' territory in early 2026. Here's what the data says about prices, rates, inventory, and where things go from here.
Navigating the 2026 Vancouver housing market requires a new strategy. From interest rate shifts to the impact of new zoning laws, here is your essential briefing for buying a home this year.