A vendor take-back mortgage lets the seller finance part of the price. In a slower market it can close deals that would otherwise stall. A working realtor's honest guide to how a VTB works in Vancouver, the risks for both sides, how it sits behind a first mortgage, and why you need a lawyer.
In a higher-rate market, taking over a seller's low-rate mortgage can save a buyer real money and help a seller stand out. A working realtor's honest guide to how assuming a mortgage works in Vancouver, lender qualification, the pros and cons for each side, and the limits.
Moving but locked into a mortgage? Here's how porting actually works, how break penalties get calculated on fixed and variable loans, and when each option saves you money in Vancouver.
Everything you need to know about mortgages in Vancouver for 2026. Understand fixed vs variable rates, stress test rules, CMHC insurance, and calculate exactly how much home you can afford.
Transform your single-family home into a multi-generational multiplex under Bill 44. This comprehensive guide covers property valuation, choosing developers, financing options, partnership structures, and everything Vancouver homeowners need to know.