mortgage-rates — Rain City Journal | Vancouver Real Estate

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Market Insights 7 min read

Bank of Canada March 2026 Rate Decision: What a Third Consecutive Hold Means for Vancouver Mortgages

The Bank of Canada is almost certainly holding at 2.25% again on March 18. After seven cuts and now three straight pauses, here's what the rate plateau means for Vancouver mortgage rates, buying power, and your next move.

Greyden Douglas - March 2, 2026

The Hidden Truth About Mortgage Rates and Vancouver Housing Affordability

The Bank of Canada slashed rates 275 basis points, but Vancouver homes are no more affordable. Here is why lower rates alone will not fix the math, and what actually matters if you are trying to buy.

Greyden Douglas - February 27, 2026

How Interest Rates Are Reshaping Vancouver Real Estate in 2026

After the Bank of Canada's rate-cutting cycle, Vancouver's market is adjusting. Here's what current rates mean for your buying power, monthly payments, and the best strategy going forward.

Greyden Douglas - February 15, 2026