mortgages — Rain City Journal | Vancouver Real Estate

Modern Vancouver rental apartment building at twilight with North Shore mountains in background

Investment Strategy 8 min read

OSFI 2026 Mortgage Rules: How New Investor Lending Rules Are Reshaping Vancouver's Rental Property Market

OSFI's new IPRRE classification changes how banks treat investor mortgages starting in 2026. Here's what the double-counting ban, higher capital requirements, and risk weight changes mean for Vancouver landlords and multiplex investors.

Greyden Douglas - March 8, 2026

Vancouver Mortgage Guide 2026: Rates, Rules, and How Much You Can Afford

Everything you need to know about mortgages in Vancouver for 2026. Understand fixed vs variable rates, stress test rules, CMHC insurance, and calculate exactly how much home you can afford.

Greyden Douglas - February 7, 2026

First-Time Home Buyer Vancouver 2026: 15 Tips + Incentives and Programs

A complete guide for first-time home buyers in Vancouver covering government incentives, down payment strategies, mortgage pre-approval, and 15 practical tips to navigate the market successfully.

Greyden Douglas - February 2, 2026