Journal Tag

stress test

2 articles tagged "stress test" from Rain City Properties.

A Vancouver homeowner at a kitchen table reviewing mortgage renewal paperwork with a calculator and laptop, rainy window in the background

Buyers Guide 9 min read

Vancouver Mortgage Renewal Shock in 2026: A Renewing Owner's Playbook

Thousands of Vancouver owners who locked sub-2% rates in 2020–21 are renewing into higher rates this year. Here's how to estimate your payment jump, what your real options are, and how this wave is shaping listings and supply.

Greyden Douglas - July 10, 2026

Modern home office desk with mortgage documents and laptop calculator, Vancouver cityscape visible through window in warm natural light

Buyers Guide 11 min read

Vancouver Mortgage Pre-Approval 2026: How Much House Can You Actually Afford?

I won't show houses to buyers without pre-approval. Here's exactly what lenders look at, how the stress test limits your buying power, and what you need to get approved in 2026.

Greyden Douglas - April 24, 2026