Journal Tag
9 articles tagged "first-time-buyers" from Rain City Properties.
A complete breakdown of every program available to first-time buyers in British Columbia in 2026 — from the PTT exemption to the FHSA to the Home Buyers' Plan. Plus how to stack them for maximum savings.
The FHSA and the RRSP Home Buyers' Plan aren't either/or — CRA lets you use both on the same home. Up to $100,000 per person, $200,000 per couple, with tax deductions along the way. Here's the playbook, the order of operations, and the traps.
I won't show houses to buyers without pre-approval. Here's exactly what lenders look at, how the stress test limits your buying power, and what you need to get approved in 2026.
Most buyers budget for the down payment and forget the rest. Here's every closing cost you'll face buying in Vancouver — from PTT and legal fees to the hidden expenses that blindside first-timers.
From accepted offer to getting your keys, here's every step in a Vancouver home purchase — subject removal, deposits, conveyancing, completion, and the fees nobody warns you about.
A side-by-side comparison of two of Vancouver's most popular first-time buyer neighbourhoods. Benchmark prices, lifestyle trade-offs, transit access, and what $650K to $800K actually gets you in each area right now.
Nearly one in four young Vancouver homeowners bought with their parents. Co-ownership is no longer a workaround. Here's how it works, what to watch for, and which mortgage products support it.
A complete guide for first-time home buyers in Vancouver covering government incentives, down payment strategies, mortgage pre-approval, and 15 practical tips to navigate the market successfully.
Understanding when GST applies to Vancouver home purchases can save you tens of thousands of dollars. Learn the rules for new construction, presales, substantially renovated homes, and how to claim rebates.