A working realtor's plain guide to pulling money out of your Vancouver home in 2026. How a home equity line and a refinance each work, what they cost, when a HELOC wins, and the real risks in a higher-rate market.
Moving but locked into a mortgage? Here's how porting actually works, how break penalties get calculated on fixed and variable loans, and when each option saves you money in Vancouver.
I won't show houses to buyers without pre-approval. Here's exactly what lenders look at, how the stress test limits your buying power, and what you need to get approved in 2026.
A home appraisal can make or break your deal. Here's how the process works, what it costs in Vancouver, and what to do when the number comes in lower than your offer price.
Nearly one in four young Vancouver homeowners bought with their parents. Co-ownership is no longer a workaround. Here's how it works, what to watch for, and which mortgage products support it.