Journal Category

Investing

2 articles on investing from Rain City Properties.

A bright, finished basement suite in a Vancouver home with a separate side entrance, kitchenette, and egress window
Investing 9 min read

Legalizing a Basement Suite in Vancouver: 2026 Guide

What separates an unauthorized basement suite from a legal one in Vancouver — ceiling height, egress, fire separation, the permit process, rough costs, and how a legal suite changes your mortgage and rental income. Plus what to ask before you buy a home with a 'mortgage helper'.

Greyden Douglas -
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An older couple sitting at a kitchen table in an East Vancouver home reviewing mortgage and home equity paperwork together
Investing 9 min read

Reverse Mortgage vs HELOC: Vancouver Seniors 2026

Vancouver homeowners over 55 are sitting on enormous equity but tight on cash. Here's an honest comparison of a CHIP reverse mortgage, a HELOC, and the often-overlooked BC property tax deferment program — including what each does to your estate.

Greyden Douglas -
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